Ok dudes and dudettes... Im going insane trying to figure out what to do, because I'd only want a margin loan between now, and June, because come June I'd like to re-finance, because thats when all the lenders offer super low interest rates. So, my question is... Once I no longer want the margin loan from that lender, how can I go about paying back the borrowed money? My hope is that I would be able to organize another margin loan from another lender, and basically just pay back the old lender, with the new loaned money, is this possile, or will they make me sell of my securities? Example: I get a margin loan for $24,500 with commsec between now, and June 2008. I use that loaned money to buy $24,500 worth of shares. Come June 2008 and, when I choose to go with another lender can I pay back the margin loan from commsec with cash, or will they make me sell off a proportion of my securities? (This is the first part of my question.) Now the second part of my question is... Would I be able to make arrangement from another lender, to give me the money, to pay back commsec, re-financing basically... i.e. 'New Lender' will put $24,500 into my account the day Commsec wants me to pay the loan back. Help would be great, thanks.