Hi all, I can see many people are starting new threads for this assignment. I'm doing the one Kaplan version dated May 2010. I'm having a problem finding an "appropriate" TTR for Karen at the moment and am wondering if I'm just not getting it and how the final super a 65 is being calculated by others who have passed this assignment. I can see that I'll need this for question number 6 and that it'll effect the assessable income/assets for Centrelink. In addition - I was wondering what percentages people were using for estimating the capital Karen and Michael will need? I've been using 50% (which I feel is quite low but realistic). Seriously though - who waits until 1 person is retiring and the other is 3 years from retirement before seeking retirement planning advice? Feel free to private message or email me. I need all the help I can get!