Seems like Mortgage Watchdog have been taking marketing lessons from the US hype companies to spread their ads via emails that take a good 20 mins just to read to the bottom *sigh* With their claims that their amazing software can find bank errors in your statements or they'll refund you AN INCREDIBLE $250!!!!! the scare tactics seem to be alive and well. With most of us able to use our own spreadsheets to pick up discrepancies in statements, I guess the software isn't all that necessary. Then again their software may present an easy option for those less inclined to do the work themselves. But, by the time any potential buyer of their product reads to the end of their ad, the special may well and truly be over anyway Anyone here used it with success over their own spreadsheets or available calculators?