I have been spending time lately trying to develop my wealth creation / investment strategy. I want to do this right, so I'm trying to finalise my goals and plan before I begin. I'm sure they will change along the way, but I want some direction to begin with. So far, it's just a very general outline of what I plan to do. I'm getting a little bit stuck on how to progress into the finer details, and actually making the commitment to invest. So basically I have started by generating income. I won't go into any detail here, but I'm basically working on ways to maximise my active income. Working smarter, not harder etc... Then I have to allocate the income I earn. This area covers basic living expenses, other expenses, and ofcourse investing, which is where I would like to focus most of my attention and income. So, the actual 'Investing Strategy' where I'm getting stuck. As a basic aim I have written "To maximise the growth and return of investments". Yeah yeah, nothing surprising there. From there I basically continue to break down into more specific goals, such as "Purchase low risk / high growth investments for building equity and security" and "purchase low risk / high yield investments to supplement active income and maximise investment potential". Nothing groundbreaking there. If only it were that easy, I'm sure. I haven't set any actual figures yet, but the goal is to eventually build a large enough portfolio so that I can live comfortably on the returns I make from my investments. I haven't specified any investment vehicles yet either, because I'm not really sure what will best suit my goals, and I don't want to limit myself. I have been thinking of getting into property, for the capital gains, as a long term high growth investment. But I would need other investments that could offset the expenses incurred from the property, as it will most likely end up being negatively geared (unless of course I can find positively geared property). My income isn't the most reliable either (self employed). Anyway, so the rest of the strategy will try and cover, in more detail, things like super, shares, property etc... and how they will fit into my plan. Not that I'm big on diversification, but I just want to have options available that will best suit my plan. If you read all of that I am very appreciative. Any comments, criticism, guidance are all welcome. I'm glad to answer any questions. Cheers.