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Name 3 Shares to invest in where you won't lose money in next 3 months

Discussion in 'Shares' started by CairnsInvestor, 13th Feb, 2008.

  1. CairnsInvestor

    CairnsInvestor New Member

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    Yes yes, I know who has a crystal ball.

    But, for someone who doesn't know a thing about shares or which companies to invest in, what are your 3 best companies to invest in where the chance of losing money over the next 3 months is highly unlikely.

    If you had $30,000 to invest in shares, what are the 3 companies you would invest in for a buy & sell strategy over the next 3 months - not looking at making a huge increase - just up to 5%. Please don't ask the reasoning behind this - I have my own reasons.

    Any help - much appreciated. :):)
     
  2. Zman

    Zman Well-Known Member

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    You will probably find if you want to make 5% in the next 3 months or 20% PA you will be needing to take in alot of risk, risk which brings gains/losses.

    I dont think anyone can really point you to a short term investment option that would generate that kind of return and not have a chance to lose money.
     
  3. Tropo

    Tropo Well-Known Member

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  4. samaka

    samaka Well-Known Member

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    SFY STW SLF

    But SFY and STW double up - so split 50/50 between SLF and STW.

    EDIT: If you seriously don't know anything about the stock market, then I think this is your best option.
     
  5. The Stig

    The Stig Well-Known Member

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    ING, BankWest and Rabo Bank all have excellent 3 month term deposits.

    Check them out. Guaranteed to make money and not loose a cent :D
     
  6. TryHard

    TryHard Well-Known Member

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    CairnsInvestor - my suggestion would be put $29K in a term deposit and invest $1K and 3 months in educational books and more time on the forum. :) Time to tread water not dive in headfirst without checking the depth, methinks :p
     
  7. Mark Laszczuk

    Mark Laszczuk Well-Known Member

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    Buffettology - Mary Buffett
    The New Buffettology - Mary Buffett
    The Warren Buffett Way - Robert Hagstrom
    The Intelligent Investor - Benjamin Graham
    Common Stocks and Uncommon Profits - Phillip Fisher
    How To Read and Understand Balance Sheets and Financial Reports - Philip Stanley

    Not as sexy as investing 30K in the market, but as others have suggested, you're better off investing in your education first.

    Mark
     
  8. Billv

    Billv Getting there

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    CairnsInvestor,

    I gave you my tips on SS.

    STB is a good one to play with, but don't put all your eggs in 1 basket.

    There is a lot of turbulance in stock markets at present and you can easily make money but be VERY VERY careful or you can easily lose money as well.

    I'd get an online account and start small.
    You need to understand how the market works, ask questions (there are some very knowledgeable people here (not me)) and if you want to be up to date maybe you can get some stock market software as well.

    Have a look on the ASX they have a page on shares education.
    Stock Market Education Online Australia - Invest in Share Market - ASX

    Cheers
     
  9. pthm

    pthm Well-Known Member

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    Invest in Warren Buffett's company - Berkshire Hathaway! If you look at the price chart of the BRK B shares against the Dows you will see that BRK has outperformed the Dows. The risk, of course, is the foreign exchange rate - the A$ to strengthen against the US$ when you sell.
     
  10. The Stig

    The Stig Well-Known Member

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    No one can tell you for sure which stock or ETF is going to give you a guaranteed return for the next 3 months.

    A term deposit for 3 months will pay you over $500.00

    You are only after $1500. Why risk $30,000 to make the extra $1000 in such a small time frame?

    Unless you are serious about investing, and for at least 7 years, save your money on the books.

    If you are serious, go to the library and read the books first. If you don't like them you can return them. If you do like them, then you can buy them.

    Hope that helps.

    Cheers
    The Stig
     
  11. AsxBroker

    AsxBroker Well-Known Member

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    7.25%, 7.25% and 7.40% respectively as at 14th Feb 08, not too bad, I can organise 7.45% for you Stiggy :p
     
  12. The Stig

    The Stig Well-Known Member

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    $100,000 ok?
     
  13. Rod_WA

    Rod_WA Well-Known Member

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    Is this an auction? I'll give you 7.50% for 3 or 6 months, $100k ok.
    Secured by my PPOR. ;)
     
  14. The Stig

    The Stig Well-Known Member

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    Minimum 15% for non bank institutions and I would want to read your PDS :D
     
  15. AsxBroker

    AsxBroker Well-Known Member

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    Hi Stiggy,

    7.45% is from an Australian bank, is the 5 basis point reward enough for Rod's extra riskiness???

    :)

    Reminds me about sub-prime :)

    Cheers,

    Dan
     
  16. Rod_WA

    Rod_WA Well-Known Member

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    All right, I'll give you 7.60% and a special 24 hour mobile number. She'll be right, mate.;)
     
  17. The Stig

    The Stig Well-Known Member

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    Yeah, no worries Dan. PM me your details.

    Cheers
    The Stig
     
  18. CairnsInvestor

    CairnsInvestor New Member

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    Went to a stockbroker today & he recommended MRE, ZFX, & ANZ. Lots of growth, great yielding shares. Any thoughts?
     
  19. Tropo

    Tropo Well-Known Member

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    If you want to know how good your stockbroker is check first MRE+ZFX+ANZ charts and ask him if he bought those stocks for himself.
    A stockbroker is a commission salesman. His income is directly related to how many transactions you make.
    On average a broker gets approx. 30%+ of the commission you generate, so remuneration is not based upon your success in the market but rather your level of activity.
    Brokers are merely order-takers. Think of them as waiters in a restaurant, they cannot decide for you what you want to eat.;)


    ANZ turns investors cold
    Australia and New Zealand Banking Group sent a cold chill through the market as it provisioned for over $1 billion in bad debt, citing exposure to troubled property and mining companies and exposure to a bond insurance company that has seen billions wiped from Wall Street peers.
    ANZ Chief Executive Mike Smith stated "the industry is in a new credit cycle and the global market meltdown had exposed highly leveraged companies".
     
  20. Billv

    Billv Getting there

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    I like ZFX
    It has lost some ground but should recover.
    The question is when.
    It looks like the markets have more to fall :eek: