Hi Teresa. I'm a little confused. Steve posted the following back on the 27/1/06: I have set up a process to have FULL CLIENT LIAISON support on the FORUM, from NavraIvest. Starting Monday Bill De Steiger (Managing Director) and Theresa Cowley (Client Liaison) will contribute and answer NI specific posts . . . especially as regards product detail, shareholder issues et al. I will OF COURSE still address ALL these issues from a philosophical and structural point of view. So will questions be answered here on the Forum too or not at all?