This thread is in regards to borrowing money to earn interest. There are a couple of things I've been wondering about for a while but haven't looked into. Now is the time for me to enquire. I have created 2 scenarios on a spreadsheet which I'm not sure if it is correct... hope someone here can assist with the spreadsheet and help me better understand. But first, can I post an Excel file here? If so, I'll attach it with my next post.