Hi everyone, just after some advice on my financial situation and wondering if someone could help me make the right call. I have a home loan of $160000 on variable repaying $310 a week, I also have a flexi plus mortgage of $38000 repaying $125 a week. My question is, should I merge then together getting rid of the flexi plus mortgage and have a home loan of $198000 or should i stay the way i am? Making them into one would reduce my repayments a week but would i be better off. Please, could someone put my mind to rest. Thank you.