New car loan and wife on maternity leave

Discussion in 'Money Management & Banking' started by Wantsanewcar, 27th Feb, 2011.

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  1. Wantsanewcar

    Wantsanewcar New Member

    Joined:
    1st Jul, 2015
    Posts:
    2
    Location:
    Sydney Nsw
    Have applied for a car loan and awaiting a response. They are checking to see if they can go ahead with the loan without putting my wife who is on maternity leave as a dependent.

    If they put her down then it's a decline even though we spent a year saving so she can be independent while on leave. If they don't then the loan will be approved.

    Just want to know if I have a chance for this loan to go through. I find it sad that I can be declined for a loan which I can easily afford the repayments.
     
  2. Wantsanewcar

    Wantsanewcar New Member

    Joined:
    1st Jul, 2015
    Posts:
    2
    Location:
    Sydney Nsw
    Oh and I'm getting the loan in my name alone.