With the new changes to super taxation one of the sacred cows of financial wisdom may be heading for the abbatoir... The usual wisdom is that you should buckle down and pay off your non-deductible home loan. Now that RBLs are gone, PERHAPS some people would be better off to make extra super contributions and then use that super lump sum on retirement to pay off any remaining debt on their home... I haven't looked at any modelling on this...but I think it's an interesting possibility... Of course you can't borrow against your super nest egg...something many planners seem to forget when doing comparisons. Maybe a third "radical" approach if you've got a home and extra cashflow would be instead of paying down your home loan to instead switch to interest only, and use the additional cash flow plus the savings on the home loan payments to support further borrowings to acquire even more growth assets... crazy? some would say so...others would disagree Just putting some approaches out there for discussion... Cheers N.