Hello I am wanting to travel overseas in the next six to twelve months. However with the current rate of exchange for foreign dollars we are not getting much value for money. What would be the advisability of getting an account overseas and buying euro now, to stash away to use while I am travelling and before the aus dollar drops any more? I am looking to travel to eastern Europe in particular, and I am looking to put away a regular amount every pay day. I have looked at both HBSC and ANZ but the minimum amount required was around the 25 K amount, with fees payable. I have been thinking about either parax bank in Latvia who will open an account and are backed by the Latvian government, who are now broke. Swede bank was another option. any suggestions?