Managed Funds parking some money monthly

With increasing volatility in the local markets I think CFS Geared is going to have a bumpy ride, however if you think there is still quite a bit of upside in the local market, then this will perhaps offer the best overall return opportunity.

Platinum Asia should continue to do well for the short to medium term - but Asia is a potentially fickle market, and troubles in the US might spook investors in Asia too - seeing a potentially large sell off. Although Platinum Asia continues to be a very strong performer recently (somewhat surprisingly actually !!), I have my doubts about how much longer it can last ? Difficult to tell. I'm still bullish on Asia for now - and will be increasing my exposure to Platinum Asia ... but mostly because it is the fund I have the least exposure to at the moment.

With increasing volatility in the local markets, I think the NavraInvest Australian funds should continue to generate excellent income flows - certainly higher than the 6%pa or so you could get from a high interest savings account. The risk is that we see the end of the bull run and your capital gets eroded as the market drops - but this is a risk with any fund and isn't unique to Navra.

I think an important factor in your decision would be the timeframe you have and what you want to do with your money. If you were investing for the long term you could wear some short term capital erosion, but if your goals were much shorter term, you would want to avoid this if at all possible.

If preserving your capital is ultra-critical (ie you are saving for a specific goal with a shorter term timeframe), I would say just stick with a high interest savings account - it's the only sure way to save your money and you know exactly what returns you will get (depending on interest rate movements - which are likely to be UP !!).