Hello everyone! It has been a while since I've thought about my strategy, so I just wanted to check in and review what I am doing. Realistically it hasn't been that long, but I would still like to make sure I'm on the right track. My current "strategy" (if you would even call it that). At the moment I'm all about saving as much as possible. Each week I contribute $100 into my Super Fund. - BT Super For Life. - Not sure if there is a better Super Fund available? - Currently at $10,000. Each week I contribute $100 into a savings account - Westpac eSaver account. - Currently at $10,000 also - I avoid using this money, unless I'm desperate. I always try and replace anything I take from it. - I just took $2,200 from this account to buy a ticket to Brazil I save $400 each week. Once a month $1,600 is contributed to my NetWealth account, which contains the following funds: Account Total - $42,197.53 Cash account - $2,312.23 or 5.48% Platinum International Brands Fund - $8,216.50 or 19.47% CFS Firstchoice CFS 452 Geared Aust Share Fund - $15,870.74 or 37.61% Vanguard Emerging Markets Shares Index Fund - $7,889.23 or 18.70% Colonial First State Property Securities Fund - $7,908.85 or 18.74% As the contributions add up the money is re-invested in a similar percentage split. At the moment that is the extent of my financial planning. This money accounts for most of what I earn. Anything extra I try to save and either add to my savings or throw it into my NetWealth account. Sorry for the long winded thread, but I would really appreciate any criticism or advice on what I could possible change to make my plan more effective. Or even share your own strategies. Thanks everyone, take care.