Currently Dad has about 7 yrs of his super to go... PPOR worth approx 1.2m.. and IP worth 360k both owned outright.(if sold both would be CGT free) Some OS shares paying dividened of 10k peryr.. Without being too morbid, id say theyll be around for another 30yrs. Id say they could easily live on 50k per yr.. but would be happyeir on 75k per yr. His current plan is to sell the IP once his current super runs out.. hopefully by that time the IP would be worth closer to 500k +.. The folks are conservative low risk types.. but thought I see if others on the forum have ideas or strategies that they should evaluate.