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Portfolio structure

Discussion in 'Real Estate' started by Simon Hampel, 25th Sep, 2006.

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What % of your total portfolio (excl. super but incl. PPOR) is in direct property ?

Poll closed 23rd Oct, 2006.
  1. 0-10%

    3 vote(s)
    6.3%
  2. 10-20%

    0 vote(s)
    0.0%
  3. 20-30%

    0 vote(s)
    0.0%
  4. 30-40%

    1 vote(s)
    2.1%
  5. 40-50%

    4 vote(s)
    8.3%
  6. 50-60%

    3 vote(s)
    6.3%
  7. 60-70%

    9 vote(s)
    18.8%
  8. 70-80%

    9 vote(s)
    18.8%
  9. 80-90%

    12 vote(s)
    25.0%
  10. 90-100%

    7 vote(s)
    14.6%
  1. Simon Hampel

    Simon Hampel Co-founder Staff Member

    Joined:
    9th Jun, 2005
    Posts:
    4,619
    Location:
    Sydney, Australia
    Just wondering what percentage of your investment portfolio is held in direct property as opposed to other asset classes ?

    Exclude superannuation, but include PPOR in the portfolio. If you have trusts, just add up all personal and trust assets together.

    Mine is about 55% and falling right now, but I'm building up my fund/share investments and not my real estate portfolio at the moment. Adding a PPOR in the next few years will probably swing it back more towards real estate.
     
  2. Chris.R_WA

    Chris.R_WA Well-Known Member

    Joined:
    7th Aug, 2006
    Posts:
    113
    Location:
    Perth, WA
    Just starting out, so mine is quite high - about 94% at the moment. It will go higher again once I start developing my IP, though I do have an installment gearing setup into some MF.
    Dont really need the income flow right now, just trying to get as much growth assets under my belt as possible.

    Chris
     
  3. MichaelWhyte

    MichaelWhyte Well-Known Member

    Joined:
    5th Oct, 2005
    Posts:
    798
    Location:
    Sydney, NSW
    71% Direct Aus Property (PPOR plus 2 IPs)
    25% Aus Shares (Navra)
    4% Cash

    Currently underweight in income producing assets and overweight growth. Should be OK through the development of my townhouses in Mona Vale then will re-assess asset allocations. Might sell down some growth (one or two townhouses) to improve servicability equation. Time will tell...

    Cheers,
    Michael
     
  4. shake-the-disease

    shake-the-disease Well-Known Member

    Joined:
    9th Jun, 2006
    Posts:
    61
    Location:
    Melbourne
    99.8% property
    0.2% cash
     
  5. Simon Hampel

    Simon Hampel Co-founder Staff Member

    Joined:
    9th Jun, 2005
    Posts:
    4,619
    Location:
    Sydney, Australia
    Interesting ... with admitedly only a small sample size so far, we still are seeing an almost perfect bell curve between 50% and 100% with the median right in the middle at 70-80%.

    That's actually higher than I expected initially, but the more I think about it - it does make sense - especially given the higher leverage available with real estate making it easier to hold a much larger portfolio.