Ok, long story, hopefully rather short. I am unable to sustain employment due to the swings and roundabouts of bipolar disorder most likely brought on by extreme recent stress I do have insurance policies for TPD (and death) with two superannuation policies that I currently hold. Can anyone offer advice on whether it is possible and likely to get tpd payments based on bipolar disorder? Both funds seem to have very different requirements as well that will impact on when I could apply. The TPD amount with one is about 360k and the other is less, only around the 220k mark. Obviously this isn't really enough to live on forever, but if paid out I would hope to purchase a home and invest the rest and use it to supplement the DSP which I would have to also apply for.