Hi All, I'm pulling together stuff to do last year's tax and have a question - I think I know the answer but wanted to make sure... We transferred our PPOR into a HDT and I'm trying to allocate the various costs of doing this. We took out a loan to purchase units in the trust, which covered 80% of the value of the property. The following is what I'm assuming: Cost of finance (mortgage duty, bank fees, solicitor's fees, etc): I'm assigning this to myself (just like I would for any investment loan) Cost of doing the transfer (stamp duty, solicitor's fees, etc): I'm assigning this to the HDT, as I believe it is part of the cost of purchasing the asset. Does that make sense, or have I lost the plot? On a related note, the property was valued at $300K. We took out a loan of $240K for purchasing units in the trust. The remaining $60K we've accounted for as a "Private Loan". I've just realised that I if I'm including these extra costs (stamp duty etc) in the trust then I need to increase the "Private Loan" amount to cover it, as the trust had no assets at the start of this tranaction? How does that sound? Thanks. John.