I have just bought a new property the contract date of this property was 21/12/2009. I live in the property and have received the FHOG totalling $25K At the time of contract signing the house was 70% complete. The question is when calculating the stamp duty am I eligible for both reductions of PPR and off the plan? I have been told that receiving the FHOG amount that I did might some how include the PPR discount? From what I understand this is an old rule that does not apply with this situation. Please help thank you.