Gday I have a PPOR with a P&I loan and a couple of Lines of credit attached to it. When we got the loans we were double income no kids, we recently have a baby and the mrs is on maternity leave. Does anyone know if it is possible to keep the existing loans (P&I + LOCs) in place if we sell the house and then use the proceeds to purchase another PPOR? The P&I is on just under 6.5% fixed for 3 years, so dont want to lose that if I dont have to, plus I am unsure if we would qualify for finance if we had to reapply for a new loan on one income, so if we can just keep the existing loan open that would be ideal. Greatly appreciate any input, or let me know if Im not quite clear!