CFS MIF - Geared Share Fund past performance not a guide to future earnings... but 54% return? 20% ytd? Is it just luck? 3 years of good returns... are there any negatives I havent noticed in the PDS? While I dont need an income fund at the moment to assist with investment property shortfalls, would my partner's spare money be better parked in the above fund rather than navra? (better than parking it in ING (she wont pay off my consumer debt so I'll continue paying my debts off over this year)) Our aim is to use an income fund later when we purchase investment properties to fund negative gearing, but for now the above fund looks like a decent way to get growth.