I'm personally hearing of more and more people either experiencing Margin Calls or are very near to it. I'm personally hearing of more and more people getting stressed over their property holdings through increasing interest or other similar reasons. I really don't care whether some think the way to make money in the Market is through Fundamental Analysis, Technical Analysis, going long, going short, contrarian purchases or other methods. In most cases you can probably make money through all methods depending on what your timeframes are, your skill levels, the returns you expect and the overall structure you employ. Many people can make money in the short to medium term, but the current environment reminds me very strongly(sorry to state the obvious) that a VERY important part of any wealth creation strategy is the ability to be able to ride out these periods of uncertainty without having to liquidate valuable assets at a loss. Cashflow and the ability to access emergency funds are vital in this environment and yet it amazes me some of the stories I am hearing. Reminders to self..... 1. Always ensure I have a reasonable buffer. 2. Don't get too greedy. 3. Keep educating myself. 4. Don't let emotion rule my investment decisions. 5. Read history to keep a healthy perspective of performance and dangers. What are some of the 'reminders' this period has given you?