Hi all, Just a quick scenario for you. A couple own 2 townhouses, $200k left on both mortgages, and both have $100k equity in them. Want to move to larger house-more bedrooms, yard, pool etc.. Selling both to have big deposit and borrow less makes sense and is easier to manage. However, they have made some good money on the townhouses and might stand to make more. Both properties 15 years old, and would possibly need to be refurbed in coming years to keep value. Rent would cover 90% of mortgage repayments for both 1st Advisors have told the couple to sell both properties, buy the bigger house, than look to invest in brand new property. 2nd advisors have told the couple to keep both original properties and rent them, then pay off interest only. Use the equity in both of these to purchase larger house and then just pool everything in an offset account. this sounds good but, only interest is paid off-no actual owing of home, budgeting needs to be very strict, and relies on no prinicipal being paid off rather relying on a big increase in property value when selling to make money. 3rd advisor says to sell 1 to make decent deposit on bigger house and rent other one, and then follow above plan. Do others have experience in these situations and any potential drawbacks or advantages?