So I'm undecided what to do, is the market really going to go up 20% over the next 3 years? I want to spend 2 years overseas, an I don't know what to do. Do I a) borrow 20k holiday loan keep and rent the house pay the difference back when I get home. b). sell the house put $30k into a high interest savings account. I own about 30k in the property, but if I did sell would I really lose out on this.