Hi all, first post, can I pick your brains? For a while now my accountant has suggested I setup a SMSF to access dollars tied up in a commercial property to ease cashflow headaches. Bit of background info. Back in 2001 I bought a business, in my name, and the freehold in the name of our family trust (which has a company trustee of which I am sole director/secretary). I'm 40 y.o., married, kids, etc. I have about $85k in an industry super fund. Wife has around $30k in super. Accountant suggested make my company the trustee of the SMSF, me and my wife the beneficiaries. Roll our existing super into new SMSF. Get our friendly realestate agent to value the property at say $200k. The property goes into the super fund as business real property, and somehow magically (this is the bit I don't understand) we get a ?loan/cash back of $100k. I can then trade shares using my super money, and my cash flow problems ride off into the sunset. My questions are: 1. Does this scenario sound reasonable? legal? doable? 2. Is there another (better) way to set this up? 3. Is this something I could DIY, or better to get account to setup and administer? (I like to be hands on, but don't want to stuff it up) Thanks for your time, and any suggestions/information you may like to share.