Hi guys. So I've found a couple of articles, but nothing that specifically suits me. (that I can find anyway) . I'm self employed earning over $200k pa. I invest in shares etc, currently as an individual not through my business. Note: I don't have anyone I can set up a trust with for tax purposes. Am I more beneficial to keep all my extra money in my business, lowering my personal income tax, and invest as a business? Or keep paying the top tax bracket, and getting the CGT discount on my shares? Also if company is the way to go, I'm better off creating a new "investment" company and paying a fully franked dividend to said company to protect my assets? Or I just had another thought. Should I pay myself a fully franked dividend every six months and invest personally, taking advantage of the lower tax bracket and CGT. Sorry! I'm pretty new to running my own business so I apologise if there's any stupid questions haha.