Hi all, I feel I need some professional advice... In summary, this is what I want to do. Sit down with someone, tell them our goals/objectives and what we want to achieve re: our first home purchase (OO) and let them analyse our (my wife and I) income, expenses and plans to have a baby etc. Then listen to them suggest options or ways we can go about doing this. What loans might be perfect for us, what time we should wait to buy, what percentage of deposit we at least need to save, and all the other aspects to our financial/property plan. I suppose I either want to a) throw my plan at them and let them tweak it/make suggestions/give feedback, or b) throw my circumstances at them, and then let them draw up a plan for me. Cheers for any advice on who to see!