So, I'm after suggestions or advice for a simple beginners fund, where the investor wuold contribute between 2-5K upfront, and say an extra 250$ per month for an ongoing basis. No particular time frame, but let's work on 3-5 years. There is a low risk threshold on this one. Basically looking for growth, to better assist in retirement.. the person in question has very little superannuation and no assets.. i'm worried about the upcoming years... as the super they have, is barely enough to pay the rent for an entire year. Any suggestions ?