Hi there, Question ! Did you take into account the fact that he has been working for the company 11.5 years therefoer his ETP will be added to his assessable income as it is post 1993? Question 2 For Question 2 did you have to work out future and present value? did you add her shares and New Car ect in the calc for the future need or did you just use the liquid funds? Also did you work out their life expectancy as per the Australian life table and got an av of 21 years?