Hi guys, hope all is well. I'm currently working on my SRP assignment and am up to question 5 which deals with Pensions and Allowances. The predominant focus seems to be on the means testing of the age pension (income and asset test). The client currently has life and total permanent disability insurance through his super, however he is retiring in one month. Under the Assets test the surrender value of life insurance is assessable. Is his current life and TPD through super considered an asset according to the Assets test?