My wife and I are both young(ish) professionals together earning ~$150k/yr. I am wondering what the best strategy for wealth creation would be for us. We are renting at the moment and would only ever think about buying if the market became reasonablly priced. We don't have children but we are thinking about having them in ~2yrs. We have ~$20k in stocks - it used to be more , and ~$100K in savings in high interest saving accounts. I earn 9% super while my wife gets 17%. I am thinking of contributing a few more % to my super and then investing all my spare money (after living expences) into the market (slowly over the coming months/years) and then using a margin loan I have to borrow more up to an LVR of 50%. We would invest all my wife's salary into high interest savings. I am also thinking of buying into property CFD when they are released on the ASX to diversify and gain exposure to the property sector (I could also buy into a managed fund with high property exposure). My main goal at the moment would be to build wealth and not worry too much about dividends, though it may be nice to have some coming in. Any investment tips for/from people in our shoes would be greatly appreciated.