We are looking into establishing a SMSF for ourselves. My husband is over 55 so he will be going straight to a allocated pension. So far I have found that I can obtain a trust deed from Cleardocs and have looked at the info from the ATO re compliance. The "establishing a strategy" is a little confusing though. I thought it was part of the trust deed but now I think that maybe it isn't. Is there some way I could access sample documents to get an idea of what is required? We have an idea of how we want to invest our money but think that it would be a good idea to leave it open because in the future we may think of other ways to invest the money. I'd also like to know from anyone else with a SMSF, as the ATO says they are so tough on ensuring compliance with their laws, do they send information on any changes that may affect compliance or are we expected just to keep informed?