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superannuation

Discussion in 'General Investing Discussion' started by sam2050, 3rd Feb, 2012.

  1. sam2050

    sam2050 New Member

    Joined:
    27th Jun, 2008
    Posts:
    2
    Location:
    sydney,nsw
    my current super provider has part of money invested overseas which currently not doing well as we know and i feel they are not looking after me can anyone recommend a super fund that i could contact
     
  2. Andrew Newman

    Andrew Newman Well-Known Member

    Joined:
    5th Nov, 2008
    Posts:
    175
    Location:
    Melbourne
    Hi sam2050

    As a financial adviser, I regularly come across people who are not pleased with their super fund.

    The first and most important decision to make is how the super fund investments are allocated in terms of income versus growth assets. This is normally determined through the completion of a risk profile questionnaire and after a discussion about risk versus return.

    Once you have made the income versus growth decision, the next decision to make is which type of investments. For example, for growth assets you can have exposure to Australian shares, international shares, Asian shares, resources shares and so on.

    The above decisions are different for each person.

    If you would like to discuss your super fund needs, I am happy to assist.

    Kind Regards