Hi - Newbie on this forum. Situation I have is - I have a 114K loan on PPOR with an 100% offset ac linked. Offset ac has 115K savings on it. Tactical plan for IP deposit : Deposit for IP needed is 35K. I will do an extra repayment of 35K from above offset ac into the 114K loan. Will then redraw 35K and pay deposit+other expenses for IP. I understand by doing this, the interest accrued on 35K part of the PPOR loan is tax deductible. My question is - After the IP settlement is done then the PPOR P&I repayment will be a mixed one (35K - tax deductible, rest not). How will the tax deductions work for the interest payment? Or is the redraw tactics not the best one? What is the best practise in that case?