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The Johny Portfolio Ver 1.01

Discussion in 'Investing Strategies' started by Johny_come_lately, 20th Dec, 2009.

  1. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
    1st Jul, 2009
    Posts:
    703
    Location:
    SE Queensland
    This is the updated version of my index portfolio.



    CASH (1) 20%
    Fixed Interest (2) 16%
    GLOBAL CREDIT (hedged) 2%
    BONDS (3) 2%

    Large Cap AUS (4) 25%
    Large Value AUS (5) 4%
    Mid Cap AUS (6) 4%
    Small Cap AUS (7) 4%

    Global Resources (8) 10%
    Large Cap Global (9) 6%
    Global Value (10) 3%

    Property (11) 1%
    Emerging Markets (12) 3%




    (1) UBS Aus Bank Bill index (unhedged)
    (2) Citygroup World Index (hedged)
    (3) UBS Aus Composite Bond Index
    (4) ASX 200 Accumulation Index
    (5) RAFI Australian Index
    (6) ASX Mid Cap 50 Accumulation Index
    (7) RAFI Small Australian Index
    (8) MSCI World Energy Index (unhedged)
    (9) MSCI World index (ex-Aus) unhedged
    (10) RAFI Global Index (unhedged)
    (11) S&P Property Accumulation Index
    (12) MSCI Emerging Markets Index (unhedged)



    This portfolio is for Entertainment purposes only.







    Johny.
     
  2. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
    1st Jul, 2009
    Posts:
    703
    Location:
    SE Queensland
    I have rebalanced the cash and income funds.
    They now stand at:

    Cash 20% -> 10%
    Fixed interest 16% -> 10%
    Credit 2% -> 10%
    Bonds 2% -> 10%

    This allocation should give me around 5% income per year.



    Johny.
     
  3. Billv

    Billv Getting there

    Joined:
    15th Jul, 2007
    Posts:
    1,796
    Location:
    Sydney, NSW
    Hi Johny
    Thanks for sharing.
    What would have been the income level if you didn't rebalance?
    Also, how was the overall performance over the past 11months?.
    Cheers
     
  4. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
    1st Jul, 2009
    Posts:
    703
    Location:
    SE Queensland
    Hey Billv,

    The income level before rebalancing was 4.9%. The high FI this year was cancelled out by the lower cash.

    Overall performance for the 09-10 period was:
    Growth flat
    Distributions 3.67% return

    Better next year, hey!




    Johny. :)
     
  5. Billv

    Billv Getting there

    Joined:
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    Location:
    Sydney, NSW
    Maybe.....I'm waiting for a correction to get back in :D

    Are you sure the performance was flat?.
    The dow, asx etc have moved upwards you would have had some gains?
     
  6. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
    1st Jul, 2009
    Posts:
    703
    Location:
    SE Queensland
    The All Ords has actually dropped from 4889 at the start of January to 4778 today. As I have 2/3 of my stocks in local markets, they have not faired well. My foreign stocks, especially my global resources, have lead. My money funds were static as I spent their income.

    So, basically I am flat for this year. :eek:




    Johny.
     
    Last edited by a moderator: 14th Nov, 2010
  7. Billv

    Billv Getting there

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    Location:
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    You're right about January, but I thought that you got in earlier. The ASX was 4000 around June 09
     
  8. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
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    Posts:
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    Location:
    SE Queensland
    You asked, what my performance was over the past 11 months. :rolleyes:





    Johny.
     
  9. Billv

    Billv Getting there

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    Location:
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    True I did ask that but your reply was that the 09/10 performance was flat which I took it as meaning 09/10 financial year
     
    Last edited by a moderator: 15th Nov, 2010
  10. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
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    Posts:
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    Location:
    SE Queensland
    I made a profit in the last financial year. Don't ask me what was, as I have just shelved all my records.

    When do you recon a correction is going to happen?




    Johny.
     
  11. Billv

    Billv Getting there

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    Location:
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    Hard to tell. It seems that the markets have forgotten the risks and are becoming more and more confident which means that they could keep going up for a few more months.

    My worry is the US & EU debt and unemployment.
    I feel that the situation isn't reversible because cutting costs creates more unemployment so markets will have to start correcting again early next year when the new reports come out.

    However, even if I get it wrong and the correction doesn't happen then, we also have the uncertainty of 2012 so after July/August 2011 the markets should have turned negative.

    2012 is when the US will have presidential elections but from memory that's when Greece's financial position will be redetermined and their creditors will either have to write down some of the debt or Greece will default and they'll lose everything.

    Don't worry, you'll see it coming so you'll have time to react
     
  12. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
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    Location:
    SE Queensland
    Hi Bill,

    If you bought in on the 4th of July, you would have received a 12% increase up to today. What percentage correction are you looking for? :D




    Johny.
     
  13. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
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    Posts:
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    Location:
    SE Queensland
    Billv

    "Are you sure the performance was flat?.
    The dow, asx etc have moved upwards you would have had some gains? "


    Going through my records for the last financial year, I have worked out my total return (growth+distributions). The Johny Portfolio returned 11.36% before tax for 2010. :):)





    Johny.
     
  14. Billv

    Billv Getting there

    Joined:
    15th Jul, 2007
    Posts:
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    Location:
    Sydney, NSW
    Hi Johny

    Good point, 30-40% correction would be nice although people are now used to risk and when fear comes back its possible that they won't be as reactive as last time.

    I think we need some really bad news or we could be going sideways for a long time.

    Perhaps a couple of Eurozone countries defaulting on their loans and at the same time Iran attacking Israel or the other way around......
     
  15. Johny_come_lately

    Johny_come_lately Well-Known Member

    Joined:
    1st Jul, 2009
    Posts:
    703
    Location:
    SE Queensland
    2010-2011 Financial Year.

    Just calculated my results for the last year.

    The Johny Portfolio had Distributions of 4.73%.

    Overall growth and distribution equaled 8.99%.

    Not much better than an online savings account. But, I guess we had the BP oil leak, the Japanese disaster and the problems in Greece.:(

    Hopefully next year will be better.




    Johny. :):eek::)
     
    Last edited by a moderator: 6th Jul, 2011
  16. Simon Hampel

    Simon Hampel Co-founder Staff Member

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    Better than a negative return! :eek:
     
  17. Billv

    Billv Getting there

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    I doubt it.
    Looking at the US and EU/IMF debt levels I think we are postponing the inevitable so IMO things could get worse before they get better.
    If you're going to have 6% returns why bother?
    Best to be cashed up and waiting.