As some of you may know I just recently began investing. I invested $5000 into CFS's 452 geared Australian share fund. I invested just before the market crashed, so my fund has been up and down. It seems to have recovered quite well, and is back into positive numbers at the moment. Anyway, I'm keen to expand on my portfolio and was looking for a bit of advice. I still have $10,000 in the bank, which I am happy to play with (invest). At this stage I'm just going over some options in my head. 1) Put more money into my CFS geared fund - I would like to make ongoing contributions to all my funds anyway. 2) Apply for a new fund - Not just for the sake of 'diversifying', but I would like some slightly different market exposure. I would still be looking for a growth fund, but I was thinking of maybe entering a property fund, or a non-geared share fund. For some reason I'm a bit cautious of international funds, which I don't think makes any sense. 3) Super - I have no super fund, and I know I should probably do something about it. I should probably be doing this regardless of anything else I'm doing. Opinions? 4) I don't feel comfortable investing directly in shares at this stage. But I have heard mention of LIC's and some other investment options. Again, I'm not really sure about the whole thing, but should I be looking into it? What would you do if you were in my position? Any comments and opinions are appreciated. I know you guys can't give specific financial advice, but any opinions are welcome. Cheers guys.