I’m wanting to sort out a trading account. Please help!! We have a home loan with an offset account attached. Our mortgage interest payments are offset against the funds in the offset acct. If I use funds from the Offset acct to trade we will end up paying more in interest repayments (less money in the Offset acct). • Should I use money from my Offset acct to trade with or take out a loan for trading? Offset acct interest rate: 9.47% / Margin Lending 10.39% (see next question) • Will I be able to claim back the dollars lost in paying more interest that would have gone to lowering the interest (or does it not work this way)? Will I be able to claim the interest paid out for the margin loan? • What are my options in terms of making it more of tax effective? Thanks. Looking forward to some comments/feedback!