My wife and I are both 55. I am a contractor but am getting limited contracts. We attended two seminars on TTR and came back confused. It is not that we are specially dumb. Check for yourself, google Transition to Retirement calculators and you will find even numbers not tallying - simple numbers on tax payable. Here are some sites: https://www.yoursupersolution.com.au/Calc/TtrDisclaimer.aspx First State Super: Calculators - Superannuation Calculator - Retirement - First State Super Clearview: Transition to retirement calculator - ClearView Retirement Solutions Australian Super Pension: Transition to Retirement calculator (TTR)- AustralianSuper Pension Our objective is to evaluate if TTR will allow us to improve our super balance without impacting our current lifestyle. Any views/suggestions please, thanks in advance.