I know this is rocking the boat a little. But as an investor I wonder how safe the fund is as the company is hardly profitable. This cant keep going. What would happen if the fund went bust. Would people be able to get their capital back? I have a large exposure to navrainvest funds and am considering reducing my risk. From the sounds of it there are a lot of people with over 50% of their portfolios in navrainvest. question yourself why are you really investing in it I know I've been analysing it myself The promises of outperforming, Navras track record excuses of a straight line up Have we all been conned by extremely good marketing index funds, LICs - seem a lot more attractive I guess Ive been holding for the cashflow tho this is not tax effective, it helps out with bills But the same thing could be done with higher growth stocks/funds and selling some profits every quarter. No hidden agenda here, I just want to start some discussion in this area as I think many of us have been wondering why we really are investing here.