Hi My wife and I are looking and buying our first home in about 12 months. From there I'd like to start using the equity to build an investment portfolio, based on the living on equity model. My question is; What is the best thing to do with our money for the next 12 months? We don't have enough deposit to buy now but are adding to the amount regularly. Should we just leave it in the bank or is there a better option? Cheers Nige.