Where are Investeders directing their money over the next 12 months?

Discussion in 'Share Investing Strategies, Theories & Education' started by Takestock, 14th Sep, 2006.

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Where are Investeders directing their money over the next 12 months?

Poll closed 12th Oct, 2006.

  1. Shares - Australian

    12 vote(s)
    27.3%

  2. Shares - International

    1 vote(s)
    2.3%

  3. Managed Funds - Australian

    25 vote(s)
    56.8%

  4. Managed Funds - International

    16 vote(s)
    36.4%

  5. Property - Australian

    28 vote(s)
    63.6%

  6. Property - International

    2 vote(s)
    4.5%

  7. Cash

    8 vote(s)
    18.2%

  8. Reducing Debt

    12 vote(s)
    27.3%

  9. Collectables

    0 vote(s)
    0.0%

  10. Other

    1 vote(s)
    2.3%
Multiple votes are allowed.
  1. Takestock

    Takestock Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    173
    Location:
    Sydney
    Where are people investing their funds over the next 12 months?
    Shares
    Property
    Managed Funds
    Cash
    Reducing Debt
    Collectables
    Other?

    How do I present this as a poll?
     
    Takestock, 14th Sep, 2006
    #1
  2. Nigel Ward

    Nigel Ward Well-Known Member

    Joined:
    1st Jul, 2015
    Posts:
    989
    Hmmm.... property, shares and M/F.

    New money will go to all three.

    Cheers
    N.
     
    Nigel Ward, 14th Sep, 2006
    #2
  3. pudsa

    pudsa Active Member

    Joined:
    1st Jul, 2015
    Posts:
    39
    We are the same as Nigel, property, shares M/F but looking to increase our M/F diversification from mainly Aussie related funds to more global stuff. Don't know what the global stuff is yet but this site sure provides some great pointers. :)
     
    pudsa, 14th Sep, 2006
    #3
  4. Simon Hampel

    Simon Hampel Founder Staff Member

    Joined:
    3rd Jun, 2015
    Posts:
    12,412
    Location:
    Sydney
    I added a poll ... (and I've set it so anyone can post a poll in this forum at any time).
     
    Simon Hampel, 14th Sep, 2006
    #4
  5. MJK__

    MJK__ Well-Known Member

    Joined:
    1st Jul, 2015
    Posts:
    271
    Listed Property trusts are the go for some of my funds. They fall into Aust Managed funds categoty but should be listed separately in my opinion.

    MJK:D
     
    MJK__, 15th Sep, 2006
    #5
  6. MichaelW

    MichaelW Well-Known Member

    Joined:
    25th Jun, 2015
    Posts:
    839
    Location:
    Brisbane
    Good question,

    I put my response as cash and reducing debt. I now have $1.5M in borrowings which require over $100K a year to service. I want to build a decent cash buffer before I start developing my MUH site, so for the next 12 months its cash and bad debt (PPOR) reduction.

    In fact, we'll probably sell our land in Bundaberg to pay off the PPOR and clear the bad debt. I'll then leave that money as $180K cash in the mortgage offset account so I've got it as emergency funds when I start my development. I'll still borrow the whole $750K odd development costs, but may use some of that cash to service the development loan for the 12 months or so whilst we're building.

    I just did a detailed personal budget so I can track my cash flows. I'm going to get control of my discretionary spending before I launch into the development. I can cover my loan repayments of $100K odd relatively easily, but I still then currently spend another $100K of my net incomes on stuff. And that $100K is too high.

    Cash is king for now.

    Cheers,
    Michael.
     
    MichaelW, 15th Sep, 2006
    #6
  7. Glebe

    Glebe Well-Known Member

    Joined:
    29th Sep, 2019
    Posts:
    819
    Location:
    Central Coast NSW
    I've recently taken on board some bad debt (car loan), so intend on killing that over the next 3 months, then in the new year look to the sharemarket.
     
    Glebe, 15th Sep, 2006
    #7
  8. shake-the-disease

    shake-the-disease Well-Known Member

    Joined:
    1st Jul, 2015
    Posts:
    54
    Location:
    Melbourne
    Reduce debt for me. I just bought an expensive PPOR so I'd like to get that debt down and replace it with investment debt.
     
    shake-the-disease, 18th Sep, 2006
    #8
  9. Chris.R_WA

    Chris.R_WA Well-Known Member

    Joined:
    1st Jul, 2015
    Posts:
    88
    Location:
    Perth, WA
    Oz MF's ramping up via an installment gearing plan, and developing my IP for me. Nice and simple:cool:
     
    Chris.R_WA, 18th Sep, 2006
    #9