My situation is husband and I are coming back to Australia this year after being ex-pats for many years. We won't be making much money initially when we get back to Oz so would like to invest 700,000USD to get a guaranteed 10%+ return passive income. Want to keep money in USD as want to wait for the usd to strengthen before we transfer to aud (willing to wait awhile. Apart from high interest savings accounts what else could I look into? To sum up: *700,000usd to invest in a usd currency fund * Want to achieve 10%+ p.a. * Want to be paid quarterly or semi-annually * Capital must be guaranteed * Can tie-up funds for 5 years Have some Investment Properties to give some growth to our portfolio so was wanting to use this money for income. Thanks to anyone who can lead me in the right direction of where to start researching?