Hey guys, I'm a new member, and I'm just posting to get some advice on where/when I start investing! I'm 22 years old, and I'm a fresh graduate student now (luckily) working in industry. Throughout my Uni days working part-time, I've managed to (very difficultly) saved up and stick about $8k into the ASX200 for some passive income, and now that I'm out of Uni, I'm grabbing every opportunity that comes my way. As a result, I'm currently working a full-time job, and attempting to start/run 2 side business ventures, leaving me slightly pressed for time. I've always been very keen on investing, however due to financial restrictions in university, I've always put it off until I've had some 'real capital'. However, now that I'm out and working, I'm still finding myself tempted to put it off until have I save some more or earn a higher salary or have more capital before I start. I was thinking of investments with higher risk/return while I'm youngish and should anything deathly happen, I can work through and recover losses - however nothing requiring a six digit figure for capital (I was told investment loans sound never surpass a % of your yearly salary as a benchmark). I understand that a good portfolio requires a good balance between yield and growth investments, however I'm unsure where to start. Although (arguably) possibly the safest forms of investments, my entry level graduate salary doesn't exactly boost my confidence in taking out a loan for an Investment Property, and I don't like the idea of investing in the Aus property index (growth seems a bit slow while I still have a bit of time ahead of me). I was very interested in shares, day trading and reading charts, however quickly realised I don't have the time or knowledge to dedicate in order to get into that field. The only other alternative I can think of is something like a managed fund or trust all my money with a financial/investment manager. So please help me InvestEd members! Should I be saving more before moving into investments, or am I just procrastinating now? And if I am to start now, where do I start first? Funds? Property? Shares? Buy a nice painting or taxi license plates and wait for their value to grow? Thanks in advance guys!