Hi all, I just wanted some advice on what would be the best option for us. We currently have a PPOR worth $700K and a mortgage of $300K. The property is inner Brisbane City and we are wanting to upgrade towards the end of the year in another City as I am taking a new job which inherits a larger income. The current mortgage is interest only with a 100% offset account. If we rent the property out it would probably be positive geared and therefore causing us to pay more tax. We are looking at purchasing a new property worth around 1-1.3 million and are deciding what would be the best option: 1. Sell ppor and use profit as deposit on new ppor. Then buy new IP which would be negative geared. 2. Use equity to buy new ppor and turn it into an IP 3. Sell ppor to a trust We would like to make the most tax-effective decision that will benefit us in the long term but would hate to let go of a property which will always rent and grow in value. Any comments would be welcomed. Cheers.