Great post Sim, really appreciate your input. Sorry if I'm hijacking this thread (please move if you see fit to). I've also been thinking about selling out of the NavraInvest US fund (after current distribution of course ) and putting those funds (about $100K) into a property fund, probably with CFS. Was hoping to pick up a few tips/bit of advice on which of their mgd funds is a good one to opt for. The funds I'm using are borrowed, so what I'm looking for is a mgd fund that pays income (peferably every quarter, like the Navra funds), as well as showing a bit of growth. Also, if I go ahead with this, do I advise someone at Navra to sell my holdings or do I advise my margin lender (BT) to do this? P.S Any advice given will be taken on board as just that, advice. I will obviously do my DD. I'm hoping to just save a bit of time.