Can anyone suggest another way to go? Current loans: Variable Rate Investment Loan 8.07%p.a $217k plus Home Latitude OD 8.21%p.a $47k owing. 3 investment properties are used for quarantor. We would like to consolidate both these loans with access to a line of credit of approx. $80k. We would like to be able to use line of credit for deposit on new property to purchase. Current loan institution is a Credit Union. Any suggestions welcome, we are learning everyday in property investment, we are learning that doing it alone has not been our best way to go so far, especially with loans.